Decline Reason Code Analysis
Turns decline codes into actionable merchant improvement plans.
Core · Transaction Operations
Your agent analyzes decline patterns at the merchant level — breaking down reason codes by card type, issuer, and time of day — and produces specific, actionable recommendations your team can deliver to merchants to improve their approval rates.
What your agent does
- ◆ Aggregates decline reason codes by merchant, card type, and issuer
- ◆ Identifies patterns indicating addressable vs. systemic declines
- ◆ Benchmarks decline rates against MCC and volume peers
- ◆ Generates a merchant-facing decline improvement summary
Common use cases
- Merchant approval rate improvement
- New merchant integration troubleshooting
- Recurring decline pattern investigation
Usage & pricing
∞ Unlimited
Token cost only — no per-execution charge. Runs as many times as your team needs.
Available in
Transaction Operations core included
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