Processing History Evaluation
Turns prior processing history into a forward-looking risk view.
Core · Merchant Lifecycle
Your agent analyzes a merchant's previous processing statements to assess volume stability, chargeback history, decline trends, and seasonal patterns — giving underwriters a data-backed risk view before any new relationship begins.
What your agent does
- ◆ Parses prior processor statements for volume and CB data
- ◆ Identifies seasonality, spikes, and instability patterns
- ◆ Benchmarks CB ratio and decline rate against category norms
- ◆ Summarizes findings in a structured underwriting addendum
Common use cases
- New merchant underwriting
- Processor switch evaluation
- Reserve adjustment review
Usage & pricing
∞ Unlimited
Token cost only — no per-execution charge. Runs as many times as your team needs.
Available in
Merchant Lifecycle core included
processing historystatement analysisunderwritingchargeback historyvolume stabilityprior processor