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Reserve Requirement Calculation

Calculates the right reserve — no more, no less.

Core · Merchant Lifecycle

Your agent computes risk-based reserve requirements using processing volume, chargeback history, and business risk profile — and recommends rolling adjustments as the merchant's risk profile evolves. Your team approves; the agent tracks.

What your agent does

  • Models reserve requirement based on CB ratio and volume
  • Recommends reserve type: capped, rolling, or escrow
  • Recalculates monthly as new processing data arrives
  • Alerts staff when reserve adequacy changes materially

Common use cases

  • New merchant reserve setting
  • High-risk merchant reserve review
  • Monthly reserve adequacy monitoring

Usage & pricing

∞ Unlimited

Token cost only — no per-execution charge. Runs as many times as your team needs.

Available in

Merchant Lifecycle core included
reserve requirementmerchant reserverolling reserverisk reservechargeback reserveescrow